The SCOTUS is set to rule this week on Obamacare, and that ruling will likely hinge on the individual mandate.
Conservatives, libertarians, constitutionalists, and just about everyone anywhere close to the right wing, oppose the individual mandate. Their criticisms center on this belief: government should not be able to force anyone to purchase a good or service. Fair enough.
Accepting that belief, however, raises some questions for an honest intellect. What about Social Security?
Social Security, created by Congress in 1935, is essentially a compulsory retirement program. The money is automatically withdrawn from your paycheck. There isn’t an opt-in, and there isn’t an opt-out. There is no choice—it’s a mandate.
There are, however, a couple of differences between the ObamaCare mandate and that found in the Social Security program.
First, the government taxes people to pay for the program rather than mandating it and allowing them to shop around in the market place. Apart from the distortion of forcing people into the marketplace, Obamacare allows people to use the market to choose their insurance. You can choose plans that better fit your needs. Social Security doesn’t allow that luxury.
Second, Obamacare’s mandate doesn’t proscribe a specific amount that consumers must spend. Social Security isn’t so lax. It requires 4.2% of employees’ income, a matching 6.2% from employers, and, from the self-employed, 10.4%. You can’t compare rates between firms, and you can’t shop for a better price.
In other words, Social Security not only mandates that you buy a product—retirement savings—but it also mandates from whom and for how much you have to purchase the service.
Can any intelligent and consistent person oppose Obamacare’s individual mandate and simultaneously support compulsory participation in Social Security? It’s a hypocritical attitude, and it should be abandoned.