Essential Health Benefits

Jay Carney admits President Obama lied to Americans about Obamacare

During his daily briefing with reporters, White House Press Secretary Jay Carney was pressed on President Barack Obama’s promise that Americans could keep their health insurance plan under Obamacare after an admission by former White House advisor David Axelrod that some will, indeed, lose their coverage.

Ed Henry, a correspondent from Fox News, pointedly asked Carney about Axelrod’s comments and challenged him to admit that what President Obama said wasn’t true.

“The President, when he was trying to get the law passed, repeatedly said, if you currently have health insurance you will be able to keep your plan,” noted Henry. “This morning David Axelrod was pressed on that point and said, the majority — the vast majority — will be able to keep their plans. He no longer works at the White House.”

“From the podium, will you admit that when president said, if you have a plan, you’ll get to keep it, that that was not true?” asked Henry.

“Well, let’s just be clear, what the President said and what everybody said all along was that there were going to be changes under brought about by the Affordable Care Act that create minimum standards of coverage — minimum services that every insurance plan has to provide,” said Carney. is so difficult to use even “highly educated” millennials can’t figure it out

The epically disastrous rollout of, ongoing backend problems and 2.6 million data inconsistencies are just a few parts of the story about the federal Obamacare exchange. Another problem, one that hasn’t received enough attention, is that the website is so damn difficult to maneuver that even millennials, young people who’ve grown up in the digital age, can’t figure it out:

A team of doctors, lawyers, health economists and health policy experts from the University of Pennsylvania recruited 33 volunteers and observed them as they struggled to sign up for health insurance on the highly touted website. These volunteers should have been in pretty good shape: With ages ranging from 19 to 30, they were all members of a Web-savvy generation. In addition, the study described the young adults as “highly educated.”

But when they got to, they ran into problems. Some of them had anticipated that they could type in their preferences – what services they wanted to have covered, how much they wanted to spend on premiums, how much flexibility they want in picking their doctors – and get a list of options that met their criteria. (It could have been the health insurance equivalent of using Yelp to find a sushi bar near Santa Monica that has outdoor seating and takes reservations.)

Yes, Jay Carney, Obamacare is a government program

Facing questions from reporters on Monday about Obamacare enrollments, White House Press Secretary Jay Carney defended the administration’s inability to come up with the number of paid premiums. But there was one particular part of his comments that stood out.

“We are talking about private insurance. This is not a government program,” Carney told reporters. “The contract that you sign if you get health insurance through or through a state marketplace is a private contract between you and an insurance company.”

PolitiFact named statements that Obamacare is “a government takeover of healthcare” as its “Lie of the Year” for 2010. The fact checker, however, only examined the statement through the most basic lens.

“‘Government takeover’ conjures a European approach where the government owns the hospitals and the doctors are public employees,” Bill Adair and Angie Drobnic Holan wrote in December 2010. “But the law Congress passed, parts of which have already gone into effect, relies largely on the free market.”

It’s true that the Obamacare relies on private insurance companies participation in the state and federal exchanges. It’s also true that enrollees are entering into private contracts with insurers for coverage. But that doesn’t mean that Obamacare isn’t a government program.

Individual mandate: In a true free market, individuals decide for themselves if a product or service best suites their needs. Taking the politically convenient loopholes out of the equation, the individual mandate exists to coerce Americans into purchasing health plans.

Sebelius: Insurance premiums will rise in 2015

During testimony before the House Ways and Means Committee on Wednesday, Health and Human Services Secretary Kathleen Sebelius conceded that health premiums will rise again as insurers set rates for 2015:

“I think premiums are likely to go up, but go up at a smaller pace than what we’ve seen since 2010,” Sebelius said in response to a question from Rep. Erik Paulsen (R-Minn.).

Average healthcare premiums for most consumers have been rising steadily for more than a decade, though the trend has slowed in recent years. Experts say it’s too early to tell whether changes to the insurance market under ObamaCare are helping to bring down costs.
ObamaCare creates a temporary pool of money, known as risk corridors, to pay insurers who enroll a higher-than-expected number of sick patients through 2016, and transfers the money from lower-risk plans to higher-risk plans to keep premium prices stable in the early stages of the law.

It’s unclear whether Sebelius was just talking about health plans on the exchanges, or just referring to premiums in general. But, assuming she’s talking about the exchanges, it’s hard to say that the premiums increase that took place between 2013 and 2014 are at small pace.

Walmart health plan is better than Obamacare

Oh, this story is sure to have Obamacare supporters heads’ exploding. The Washington Examiner reported this morning that the health plan offered by Walmart, which is frequently a target of the radical Left, is cheaper and offers better coverage than the government-approved plans available on the Obamacare exchanges:

[A] Washington Examiner comparison of the two health insurance programs found that Walmart’s plan is more affordable and provides significantly better access to high-quality medical care than Obamacare.
Walmart offers its employees two standard plans, a Health Reimbursement Account and an alternative it calls “HRA High” that costs more out of employees’ pockets but has lower deductibles. Blue Cross Blue Shield manages both plans nationally.

Also offered is a Health Savings Account plan that includes high deductibles but allows tax-free dollars to be used for coverage.

For a monthly premium as low as roughly $40, an individual who is a Walmart HRA plan enrollee can obtain full-service coverage through a Blue Cross Blue Shield preferred provider organization. A family can get coverage for about $160 per month.

Plans available through the Obamacare exchanges are incredibly expensive — thanks to mandates and taxes in the law. The price difference between Walmart plans and government-approved plans is huge:

The 36 times Obama said Americans can keep their health plan

The Obamacare Lie

President Barack Obama is trying to change history on his infamous promise to Americans that they could keep their health plan under his 2010 healthcare reform law, falsely saying that he told the public that “you could keep it if it hasn’t changed since the law passed.”

We documented a handful of instances yesterday showing that President Obama never said that at any point during the 2009/2010 healthcare debate. He didn’t even say it after the bill became law. In fact, he continued to repeat the claim that Americans could keep their coverage under Obamacare. Want more proof? The Washington Free Beacon has put together a video of the 36 times President Obama uttered those words:

Aetna CEO explains why Obamacare is causing insurance premiums to skyrocket

Many Americans who have been pushing into Obamacare’s health insurance exchanges have experienced sticker shock at the cost of health insurance plans available to them. Some are wondering why this has happened after President Obama promised Americans “affordable” health insurance.

During an interview last week, Maria Bartiromo, host of CNBC’s Closing Bell, asked Aetna CEO Mark Bertolini about some of the insurance premium horror stories that she and others in the media are hearing and asked what exactly is causing the cost of plans to necessarily skyrocket.

“[W]e spoke with two people yesterday who so upset. Intitially, her plan cost her, I think it was $250 a month. It’s gone up to $600 a month, the new plan. And then the other, it was costing her $500, it went up to $2,000,” noted Bartiromo. “I mean, the numbers are skyrocketing in terms of what these new plans are costing. Is it just because there’s just a lot more things in there, and many of these things, they don’t even want?”

“I mean, they said, ‘I don’t need this, I don’t need that. I don’t need child care, that’s not what I’m looking for.’ How come it’s so much more expensive, the new plans?” she asked.

Bertolini explained that there are three factors that are behind the skyrocketing premiums, taxes and fees, Obamacare’s “minimum essential benefits.”

“The largest factor is that the essential benefits requires a minimum of a 60% actuarial benefit,” noted Bertolini. “For most Americans and more than half of Americans who buy individual coverage, there current benefit plan is below 50%. So if you just move up to 60%, that’s a 20% increase out of the box.”

The Left: Obama knows best, or something

Is the health plan you chose before Obamacare good enough for you and your family?  For many Americans, the Obama administration doesn’t think so.

Why Obamacare is a bad deal for young people

Julie Borowski on Obamacare and young people

The success of Obamacare relies on some 2.7 million young Americans — Millennials or “young invincibles,” as they often called — signing up for health insurance through the state exchanges to help defray the costs of sick and older people.

But in a recent video, Julie Borowski humorously explains why Obamacare is a pretty bad deal for young people, regardless of what President Obama says.

“The Affordable Care tries to bribe young people with free stuff,” notes Borowski, pointing to “free birth control,” as an example. But she explains that these “free” things aren’t free at all, the costs borne by insurance companies to provide these benefits are worked into the cost of health insurance premiums.

“You can’t force insurance companies to pay for more expensive stuff and expect that the insurance companies won’t go up, because that’s what happening,” she says. “You may not directly paying for birth control at the pharmacy counter, but you’re still paying for it, and probably significantly more.”

House Democrat: “We knew” Americans would lose their insurance coverage

Steny Hoyer

The political fallout from the White House’s admission that President Barack Obamawittingly lied to Americans when he promised that they could keep their health insurance plan took another angle on Tuesday when House Minority Whip Steny Hoyer (D-MD) told the National Review that Democrats knew that “some policies” would be canceled because of Obamacare:

“We knew that there would be some policies that would not qualify and therefore people would be required to get more extensive coverage,” Hoyer said in response to a question from National Review.

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