cancellation notice

Wisconsin Republican proposes “If You Like Your Health Plan, You Can Keep It Act”

Ron Johnson

Back in 2009, as he was beginning the push for his so-called “healthcare reform” law, President Barack Obama promised Americans that they would be able to keep health insurance plan. “No one will take it away,” he said. “No matter what.”

That promise has turned out has turned out to be a lie, as hundreds of thousands of people have lost their health insurance because their plans weren’t compatible with the mandates implemented under Obamacare. Many will now be left to find more costly plans with benefits that they may not want or need.

Sen. Ron Johnson (R-WI) is hoping to fix this very real and serious problem. He’s proposed the “If You Like Your Health Plan, You Can Keep It Act,” which will give Americans the opportunity to retain the health insurance plan they had before Obamacare took it away from them.

“One of the most important promises made by President Obama and Democrat congressional leadership to promote the Affordable Care Act was that Americans who were satisfied with their health plans could keep them,” said Johnson in a statement from his office. “That promise has been broken. More than a million Americans have been notified that the plans they like with the coverage they have chosen have been canceled. Millions more Americans will have the plans of their choice canceled in months to come.”

Landrieu already had her chance to avoid insurance cancellations

Since the White House admitted that President Obama lied when he made a central promise about his healthcare reform law, Sen. Mary Landrieu (D-LA) has been in a panic because it could hurt her chances for re-election.

Landrieu, a red state Democrat, is trying to pretend that she didn’t know that Americans would lose their health insurance coverage. Speaking from the Senate floor on Monday, she announced that she would file legislation to “clarify” Obamacare’s grandfather regulations to partially end the flood of cancellation letters that the law has caused.

“One of the important components of that bill that many of us talked about was the fact that if someone had individual insurance on the market, they could keep it,” Landrieu told her colleagues. “What is happening now, unfortunately, because of the grandfather provision in the Affordable Care Act, in my view — this may not be shared by everyone on the floor — it was not written as tightly as it should have been, as clearly as it should have been.”

“The bill I am introducing today, Keeping the Affordable Care Act Promise Act, will clarify this grandfather clause in the Affordable Care Act so that it will clearly say that if a person has an insurance plan they like, if it is what they want and can afford, they can keep it,” she said. “This bill, if it passes, will help anywhere from 5 to 7 million people who are getting notices in the mail every day like the one I will read into the record, which was sent to someone in my state.”

3.5 million have lost health coverage, middle class hit with sticker shock

Obamacare meme

The number of insurance cancellations is beginning to pile up, once again proving false President Barack Obama’s infamous promise that if Americans like their health insurance plan, they can keep it.

Just a few weeks ago, various media reports indicated that hundreds of thousands of Americans had received health insurance cancellation letters. But the Associated Press reported yesterday that 3.5 million have now lost their health insurance coverage because of Obamacare:

The Obama administration insists nobody will lose coverage as a result of cancellation notices going out to millions of people. At least 3.5 million Americans have been issued cancellations, but the exact number is unclear. Associated Press checks find that data is unavailable in a half the states.

Mainly they are people who buy directly from an insurer, instead of having workplace coverage. Officials say these consumers aren’t getting “canceled” but “transitioned” or “migrated” to better plans because their current coverage doesn’t meet minimum standards. They won’t have to go uninsured, and some could save a lot if they qualify for the law’s tax credits.
[…]
But in a nation of more than 300 million, 5 percent is a big number — about 15 million people.

Vulnerable Senate Democrats backed rule responsible for insurance cancellations

Sen. Mary Landrieu (D-LA) declared last week that she had no idea that Obamacare would cause millions of Americans to lose their health insurance coverage, breaking a promise made by President Obama and the Louisiana Democrat.

“[I]t was our understanding when we voted for that bill that people when they have insurance could keep with what they had,” Landrieu told Politico. “So I’m going to be working on that fix.”

But before this latest wrinkle in the unfolding Obamacare drama, Landrieu said, “If I had to vote for [Obamacare] again, I would vote for it tomorrow.” Though she denies it, her sudden pivot is reflective of her worries about winning re-election next year.

What’s more, Landrieu and other vulnerable Senate Democrats — including Sens. Mark Pryor (D-AR), Mark Begich (D-AK), Kay Hagan (D-NC) — have another very big problem. It turns out that they all backed the rule that led to the wave of insurance cancellations, as CNN reported late last week:

Senate Democrats voted unanimously three years ago to support the Obamacare rule that is largely responsible for some of the health insurance cancellation letters that are going out.

Obama Administration’s own estimates show 93 million Americans will lose health insurance coverage

President Barack Obama has doubled down on now infamous, broken promise that Americans can keep their health insurance coverage under his 2010 healthcare reform law, during a speech in Boston on Wednesday.

When pressed earlier this week about Americans losing their individual health insurance coverage, White House Press Secretary Jay Carney admitted that President Obama lied when he made that promise.

House Democrat: “We knew” Americans would lose their insurance coverage

Steny Hoyer

The political fallout from the White House’s admission that President Barack Obamawittingly lied to Americans when he promised that they could keep their health insurance plan took another angle on Tuesday when House Minority Whip Steny Hoyer (D-MD) told the National Review that Democrats knew that “some policies” would be canceled because of Obamacare:

“We knew that there would be some policies that would not qualify and therefore people would be required to get more extensive coverage,” Hoyer said in response to a question from National Review.

Ex-Democrat staffer sees her health insurance premiums soar

 Kane County Chronicle)

Sue Klinkhamer, a former district director for Rep. Bill Foster (D-IL), had joined a growing number of Americans who have seen their health insurance premiums rise because of Obamacare, and she’s livid about it, according to the Chicago Sun-Times.

Klinkhamer, who has coverage through Blue Cross, was recently told that her policy would be canceled at the end of the year, but she was given other options. Those options, however, are more expensive than the policy she currently has.

The Chicago Sun-Times obtained an email from Klinkhamer, in which she expressed her dismay and anger, to her former boss and colleagues.

“I spent two years defending Obamacare. I had constituents scream at me, spit at me and call me names that I can’t put in print. The congressman was not re-elected in 2010 mainly because of the anti-Obamacare anger. When the congressman was not re-elected, I also (along with the rest of our staff) lost my job,” wrote Klinkhamer. Foster was defeated in 2010, but ran again in 2012 and won.

“I was upset that because of the health care issue, I didn’t have a job anymore but still defended Obamacare because it would make health care available to everyone at, what I assumed, would be an affordable price. I have now learned that I was wrong,” she explained. “Very wrong.”

Klinkhamer had been paying $291 per month for a policy with a $3,500 annual deductible. The cost for a similar plan under Obamacare will be $647. She could also pay for $322 for a plan with a $6,500 annual deductible.

Democratic Party consultant: “Dem Party is f****d” because of Obamacare

The panic inside the Democratic Party over Obamacare is really beginning to set in as the Obama Administration continues to deal with the fallout of an embarrassing rollout of the glitchy federal health insurance exchange website, Healthcare.gov, and seemingly endless reports of Americans losing their health insurance coverage or being hit with more expensive plans.

Ron Fournier of the National Journal relayed the concerns and indignation of one Democratic Party consultant who put it very simply — they are “f****d”:

Incoming from Democrats:

“Dem Party is F****d.” That was the subject line of an email sent to me Sunday by a senior Democratic consultant with strong ties to the White House and Capitol Hill. The body of the email contained a link to this Los Angeles Times story about Obamacare “sticker shock:”

“These middle-class consumers are staring at hefty increases on their insurance bills as the overhaul remakes the healthcare market. Their rates are rising in large part to help offset the higher costs of covering sicker, poorer people who have been shut out of the system for years.”

“Although recent criticism of the healthcare law has focused on website glitches and early enrollment snags, experts say sharp price increases for individual policies have the greatest potential to erode public support for President Obama’s signature legislation.”

Insurance cancellations outpace ObamaCare exchange applications

Barack Obama

The Obama Administration has continued to tout the 476,000 applications filed through the ObamaCare exchanges, despite anemic enrollment numbers. But Josh Archambault noted yesterday at Forbes that three states have seen more insurance cancellations because of ObamaCare than the number of applications filed on the exchange.

“This week the reality of the ObamaCare roll-out appeared in a set of news stories that serve as an ironic juxtaposition. Over 500,000 individuals have seen their insurance policies cancelled in just 3 states,” wrote Archambault. “In all 50 states, only 476,000 applications have been “filed” in an exchange. (Even though we are still learning the true definition of ‘filed.’)”

Archambault pointed to a story from Kaiser Health News earlier this week (we covered it here) that took of the combined 579,000 individual health insurance policy cancellations in California and Florida. They story also noted that two health insurers in Pennsylvania had cancelled a chuck of their individual policies.

Shocker: You may not be able to keep your health insurance

“[N]o matter how we reform health care, we will keep this promise: If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what.”President Barack Obama

Despite that now infamous promise, Kaiser Health News recently took note of the thousands of consumers who are getting cancellation notices from their insurance companies because the plans they have don’t comply with “minimum essential benefits” mandated by ObamaCare:

Health plans are sending hundreds of thousands of cancellation letters to people who buy their own coverage, frustrating some consumers who want to keep what they have and forcing others to buy more costly policies.
[…]
An estimated 14 million people purchase their own coverage because they don’t get it through their jobs. Calls to insurers in several states showed that many have sent notices.

Florida Blue, for example, is terminating about 300,000 policies, about 80 percent of its individual policies in the state. Kaiser Permanente in California has sent notices to 160,000 people – about half of its individual business in the state. Insurer Highmark in Pittsburgh is dropping about 20 percent of its individual market customers, while Independence Blue Cross, the major insurer in Philadelphia, is dropping about 45 percent.


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