United Liberty
ObamaCare Could Cause Your Premiums to Double in 2014
Fri, 03/15/2013 - 9:25am | posted by Brian Lehman
Thanks to ObamaCare, you’re going to be paying more for your health insurance in 2014 - a lot more. According to health insurers, the provisions of the law that roll out next year could cause premiums to take a massive jump - up to doubling for some people. According to the Washington Post, the hardest hit will be those who buy their insurance on their own, and some small business:
…the biggest price hikes are expected to hit a group that represents a relatively small slice of the insured population. That includes some of the roughly 14 million people who buy their own insurance as opposed to being covered under employer-sponsored plans, and to a lesser extent, some employees of smaller companies.
Those of us with any sense have long predicted this would be the case. The law is expressly designed to make premiums higher for the healthy in order to make them lower for the unhealthy. This is literally the exact opposite of what “insurance” is supposed to do. Instead of charging based on an assessment of the insuree’s risk of incurring expensive costs, premiums will now be shifted in order to be more “fair”. Meanwhile, the taxpayer will be stuck with the bill for the subsidies given to help people afford these higher premiums.
Needless to say, this will have significant impact on the economy which is already not in great shape. And not much can really be done now. ObamaCare is here to stay for now, despite some Republicans’ efforts to repeal it. The law remains unpopular, but repeal is not going to happen now, and such efforts are a waste of time.
Instead, those of us who opposed the law need to be learning about health care issues, educating our friends and family, and explaining why shifting costs from the unhealthy to the healthy makes no sense. As sad as it may sound, the pain caused may just be enough to make people open to new ideas. Obama is certain his law will become more popular as it takes effect. Let’s make sure the opposite is true.
Are you sure that I’m going to be paying more for my health insurance?
Your first sentence sounded very confidant.
But your thesis is that healthy people will be paying more, so that unhealthy people will be paying less. Which is it?
This is what happens why you try to mix emotion with rational reasoning.
I have already seen my healthcare cost double and the insurance coupany said it might not be over,so I have checked my facks.My kids (I have5 ) and they don’t go to the doctor most years except for their yearly check up.So if yours hasn’t yet Rob you are lucky but look out.
Because where do you think uninsured people without state assistance will get thei coverage from?
And all of the people that voted for Obama stand there with their hands out and their jaws dropping, thinking, “Hey… he said that I wasn’t going to have to pay for anything! Where’s my free ride?”
Enjoy the next 4 years, “takers:!!!
Lol, you mean, suckers!
well said.
To Rob…exactly what kind of insurance charges a higher premium to someone that users those services LESS? smh
Yeah, there are some speculations going on. There is nothing being said by the authorities but some experts have been pondering about it.
Chris Harris
Ridiculous. So employers will have to start paying more for their employees insurance (takes time to laugh, because they always take the cheapest route which in turn cuts the coverage). People will be paying out the wazoo for self coverage… Hey dipshit president, how about you make outsourcing illegal, cut spending on Chinese goods, help people create jobs in America (like you said you were going to!), lower your wage and your gang banging politician posse’s wage, lower the cost of medicine or take a cut of their money and put it into hospital funding, get us out of war like you promised instead of putting us into a new one every five minutes, quit aiding countries that hate us. Get focused and Give us our f**king economy back so we can live the life God intended us to. Oh wait, that is right, you don’t believe in him (not that you have to, but you should have some type of moral code or value (that does not include making your pocket book bigger.)) It is your duty as president to protect our liberties and freedom, not declare martial law and stomp everything into the ground, you douche bag! I can’t wait until you are out of office.. but there will be the next puppet to worry about. People are tired of worrying. There is so much to be done that you are not doing. You are distracting us from a bigger picture.. What is it that you are up to Mr. President?
It’s simple guys. Right now older, unhealthy people pay more for insurance premiums because they usually use insurance more often. If premiums are “more fair” and everyone pays the same premium, healthy people will wind up paying relatively more and unhealthy people paying relatively less.
Most importantly, if insurances cannot deny prior medical conditions, there is no reason for healthy people to pay for insurance until they become ill. This will cost insurers even more, which they will of course transfer into premium costs, which will drive more people to stop paying for insurance, etc etc and so on and so forth.
It will eventually ruin the health insurers, cost people their lives, and throw healthcare into disarray. It will leave people clamoring for healthcare reform again. At which point, liberals will introduce single payor health insurance which will be welcomed at that point. That is the endgame of Obamacare. I guess in their minds the end justifies the means.
OBAMACARE enhances outsourcing. Enacted in July 2010, The U.S. healthcare reform (“ObamaCare” or the “Patient Protection and Affordable Care Act”) is intended to pressure large and small employers through force and taxation. The result will show companies deciding to send customer support, sales, lead generation and appointment setting jobs offshore or risk going out of business. U.S companies can take advantage of a dedicated bilingual employee who is 100% committed to their project. ESL nearshore employees in Costa Rica are just as or more effective than transitional in-house employees. In addition, giving the business the freedom to scale up their offshore staff strength without getting caught in the Obamacare challenge in 2014.
http://www.obamacareoutsourcing.com
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