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Archives for December 2009

A Financial New Year’s Resolution

It’s that time of year again, when we all make resolutions to change something that we do for the betterment of ourselves.  Here’s a resolution everyone should adopt: Move Your Money to a local bank and/or credit union.

It’s our money and we can choose to move it where we wish.  Remember in It’s a Wonderful Life, how George Bailey stands up to Mr. Potter?  We don’t have to deal with these big banks, let’s put our money in the Bailey Building and Loan.

The idea is simple: If enough people who have money in one of the big four banks move it into smaller, more local, more traditional community banks, then collectively we, the people, will have taken a big step toward re-rigging the financial system so it becomes again the productive, stable engine for growth it’s meant to be.

United Liberty’s Top 10 Stories from 2009

It’s the last day of 2009. We made it through a crazy year that saw liberty put at risk on an all to regular basis. We decided the best way to recap the year was to take ten of 2009’s biggest stories and write a blurb about each one of them (we tried to keep it short and to the point).

Before you continue on, each of us here at UL want to thank you for a great 2009. We appreciate you reading. We’re planning for world domination in 2010 and hope that you’ll join in the fun.

So, here they are in no particular order, United Liberty’s Top 10 Stories from 2009.

Tea Party Movement (Brett Bittner): The wave of “hope” and “change” that swept Barack Obama into the Presidency of the United States closed out 2008 and opened the door to a new movement in American politics, the Tea Party movement.  I believe that his election was merely a catalyst for many groups of a conservative nature and strong views on limited government to unite to form one voice to stand up to the political status quo, calling out Democrats and Republicans alike for their affinity to grow the size of government to a breaking point.

TSA agents harass bloggers for posting new flight regulations

On Tuesday, Brett posted the new regulations issued by the Department of Homeland Security for foreign flights in response to the attempted terrorist attack on Christmas Day.

Yesterday, news broke that the bloggers responsible for bringing these new regulations to light were harassed by TSA agents that demanded to know where they received the information:

The document, which the two bloggers published within minutes of each other Dec. 27, was sent by TSA to airlines and airports around the world and described temporary new requirements for screening passengers through Dec. 30, including conducting “pat-downs” of legs and torsos. The document, which was not classified, was posted by numerous bloggers. Information from it was also published on some airline websites.

“They’re saying it’s a security document but it was sent to every airport and airline,” says Steven Frischling, one of the bloggers. “It was sent to Islamabad, to Riyadh and to Nigeria. So they’re looking for information about a security document sent to 10,000-plus people internationally. You can’t have a right to expect privacy after that.”
[…]
A former federal prosecutor who asked not to be identified told Threat Level that the TSA is being heavy-handed in how it’s handling the matter.

“It strikes me that someone at TSA is apoplectic that somehow there’s a sense that they’re not doing their job right,” he told Threat level. “To go into this one reporter’s house and copy his computer files and threaten him, it strikes me that they’re more aggressive with this reporter than with the guy who got on this flight.”

Legislator Wishes To Suspend Civil Liberties To Show He’s “Tough On Crime”

This week, I caught a story on the Atlanta news that immediately drew my attention.  A state Representative, MY state Representative, will introduce a bill during the next legislative session that requires every suspect arrested of a felony to submit to a DNA sample.  Without careful examination, along with a very friendly news report about the bill, this does not strike many everyday citizens as a “bad thing,” as seen in the first comment made about the story.

On Terrorism, Obama Is Failing Us

In a speech following the attempt by Nigerian terrorist Umar Farouk Abdulmutallab to kill Americans on a flight from Detroit to Amsterdam, President Obama said this:

Finally, the American people should remain vigilant, but also be confident. Those plotting against us seek not only to undermine our security, but also the open society and the values that we cherish as Americans. This incident, like several that have preceded it, demonstrates that an alert and courageous citizenry are far more resilient than an isolated extremist.

That sentence baffles in many ways. First, Obama is having us swallow an image of an incident which is similar to others perpetrated before it but is perpetrated by an “isolated” extremist. Huh? Second, this “isolated extremist” was warned of by his own father, who had spoken with the CIA and the US Embassy in Abuja to warn that he believed his son was a jihadist training in Yemen.

In June 2009,  Barack Obama delivered a speech in Egypt in which he said the following:

So long as our relationship is defined by our differences, we will empower those who sow hatred rather than peace, and who promote conflict rather than the cooperation that can help all of our people achieve justice and prosperity. This cycle of suspicion and discord must end.

I have come here to seek a new beginning between the United States and Muslims around the world; one based upon mutual interest and mutual respect; and one based upon the truth that America and Islam are not exclusive, and need not be in competition. Instead, they overlap, and share common principles – principles of justice and progress; tolerance and the dignity of all human beings.

Obama fails to bring home troops in 2009

As 2009 winds down, David Boaz notes that Barack Obama has taken ownership of our wars in Afghanistan and Iraq, which he promised to end as a candidate:

Speaking of Iraq in February 2008, candidate Barack Obama said, “I opposed this war in 2002. I will bring this war to an end in 2009. It is time to bring our troops home.” The following month, under fire from Hillary Clinton, he reiterated, ”I was opposed to this war in 2002….I have been against it in 2002, 2003, 2004, 5, 6, 7, 8 and I will bring this war to an end in 2009. So don’t be confused.”

Indeed, in his famous “the moment when the rise of the oceans began to slow” speech on the night he clinched the Democratic nomination, he also proclaimed, “I am absolutely certain that generations from now we will be able to look back and tell our children that … this was the moment when we ended a war.”

Ben Nelson trails potential challenger by 31 points

Despite that doesn’t have to run for re-election again until 2012, Sen. Ben Nelson (D-NE) can’t be encouraged by poll numbers coming out of his home state:

If Governor Dave Heineman challenges Nelson for the Senate job, a new Rasmussen Reports telephone survey shows the Republican would get 61% of the vote while Nelson would get just 30%. Nelson was reelected to a second Senate term in 2006 with 64% of the vote.

Nelson’s health care vote is clearly dragging his numbers down. Just 17% of Nebraska voters approve of the deal their senator made on Medicaid in exchange for his vote in support of the plan. Overall, 64% oppose the health care legislation, including 53% who are Strongly Opposed. In Nebraska, opposition is even stronger than it is nationally.

Fifty-six percent (56%) of voters in the state believe that passage of the legislation will hurt the quality of care, and 62% say it will raise costs.

Granted, it’s just under three years away and so this will change back and forth, but damn…that’s unreal. Are you paying attention, Sen. Nelson?

Middle class to get hammered by taxes in ObamaCare

You know that health care “reform” bill passed by the Senate on Christmas Eve? Yeah, it doesn’t look so good for the middle class, as Bob Herbert explains:

There is a middle-class tax time bomb ticking in the Senate’s version of President Obama’s effort to reform health care.

The bill that passed the Senate with such fanfare on Christmas Eve would impose a confiscatory 40 percent excise tax on so-called Cadillac health plans, which are popularly viewed as over-the-top plans held only by the very wealthy. In fact, it’s a tax that in a few years will hammer millions of middle-class policyholders, forcing them to scale back their access to medical care.

Which is exactly what the tax is designed to do.

The tax would kick in on plans exceeding $23,000 annually for family coverage and $8,500 for individuals, starting in 2013. In the first year it would affect relatively few people in the middle class. But because of the steadily rising costs of health care in the U.S., more and more plans would reach the taxation threshold each year.

Within three years of its implementation, according to the Congressional Budget Office, the tax would apply to nearly 20 percent of all workers with employer-provided health coverage in the country, affecting some 31 million people. Within six years, according to Congress’s Joint Committee on Taxation, the tax would reach a fifth of all households earning between $50,000 and $75,000 annually. Those families can hardly be considered very wealthy.

So, despite what proponents of ObamaCare tell us, you can expect the middle class to get hammered by new taxes that President Obama promised never to impose on them, even though he already has in other ways.

Ever Wonder Why Healthcare Is So Expensive?

Note: I intended to merely comment on this chart when sharing it via my Posterous. During the 5 or so minutes I was commenting, it grew to be something more substantial, and at the urging of others, it has been cross-posted here.

graph

Since the 1960s, the percentage of total healthcare cost paid directly by the end consumer, aka patient, has dropped drastically, but out of pocket costs have risen and the cost of healthcare has risen drastically over that same period.

What has happened between then and now? The intervention of government into the marketplace. Insurance regulations, government mandates about what MUST be covered, Medicare/caid, and inflation make costs skyrocket, but the opacity of the prices keeps patients from seeing what each visit, prescription, and procedure actually costs. With that opacity, there is no competitive pricing, because the prices paid by patients are merely co-pays and the withholding from their paycheck for employer-sponsored health plans, insurance companies, and government programs that pay negotiated rates. Without competition and price transparency, prices will continue to rise.

In addition, patients largest out of pocket expense is their insurance coverage, which does not fluctuate to accommodate the amount of healthcare services consumed. The patient knows they only pay $10-$50 for each office visit, but the overall costs of those visits can be thousands of dollars. The patient rarely, if ever, sees the actual cost… Usually only if their insurance claim is denied.

Has Obama Caused the US to Regress on Terror?

After an attempt to blow up an American airliner, it’s worth pointing out a cold, hard fact: After 9/11, George W. Bush presided over seven years without one terrorist attack on American soil. Barack Obama has been president for a year and we have been subject to two.

This is really serious. Alot of moderate and independent people voted for Barack Obama in 2008 because he appeared as an intelligent, eloquent alternative to the unprepared Republican ticket. This included many foreign policy hawks such as Francis Fukuyama and Christopher Hitchens. If it becomes further evident that American security has weakened under Obama, however, Obama may find himself with a large loss of support in 2012.

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